THE FOLLOW UP
STATEMENT

FTC alleges Top Healthcare Options caused tens of millions in consumer harm through deceptive health-plan marketing

True

Evidence from credible sources supports the statement as accurate. Learn more in Methodology.

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litigation

FTC has alleged in filings that Top Healthcare Options caused the specified amount of consumer harm; the allegation and the claimed dollar amount can be verified in the FTC complaint or court filings.

Source summary
At the Federal Trade Commission’s request, a U.S. district court in Florida has temporarily halted the operations of a network of companies and individuals that the FTC alleges used deceptive telemarketing to sell health care plans. The agency says Florida-based Top Healthcare Options and associated entities caused "tens of millions of dollars" in harm to consumers seeking comprehensive health insurance coverage. The FTC press release links to the court action and further details.
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Latest fact check

The FTC press release and the agencys filed complaint state that the FTC alleges Top Healthcare Options Insurance Agency Inc. and related defendants operated a deceptive telemarketing scheme that "caused tens of millions of dollars in harm" by marketing limited-benefit plans as comprehensive coverage. Verdict: True — the available FTC press release and complaint explicitly make this allegation.

Sources

Timeline

  1. Update · Jan 24, 2026, 05:04 AMTrue
    The FTC press release and the agencys filed complaint state that the FTC alleges Top Healthcare Options Insurance Agency Inc. and related defendants operated a deceptive telemarketing scheme that "caused tens of millions of dollars in harm" by marketing limited-benefit plans as comprehensive coverage. Verdict: True — the available FTC press release and complaint explicitly make this allegation.
  2. Original article · Jan 23, 2026
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